How to budget when you’re broke

Suffering from a lack of cash? It's likely that you don't follow a budget that reflects your earnings. Smart budgeting prevents eviction, increased credit card debt, and ruined credit scores. It's never too late to achieve your financial goals—get started now with these 9 steps to make your financial life less stressful. Adapted from Reyna Gobel | Investopedia

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Avoid immediate disasters. Don't be afraid to request bill extensions or payment plans. These requests are often granted. If your biggest worry is getting evicted from your apartment, talk to your landlord, but, also, see if you can get extensions on any other expenses to free up money for keeping your home. For instance, you’re a few thousand pesos short on your rent. If payments for your phone bill, cell phone bill, electric bill, and cable ... more
Avoid immediate disasters. Don't be afraid to request bill extensions or payment plans. These requests are often granted. If your biggest worry is getting evicted from your apartment, talk to your landlord, but, also, see if you can get extensions on any other expenses to free up money for keeping your home. For instance, you’re a few thousand pesos short on your rent. If payments for your phone bill, cell phone bill, electric bill, and cable bill can be postponed, you can use it to augment what you’ve set aside for your rent. less

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